Saskatoon Mortgage Professional

Joy Beauchamp || September 08, 2021

What May Happen if You Miss a Mortgage Payment?

For the majority of mortgage borrowers, missing a single mortgage payment is not a concern.But have you ever wondered what would happen if, for some reason, you couldn’t make your payment?Below I’m...

Joy Beauchamp || September 03, 2021

Why Is my Credit Score Different?

It’s pretty easy to track your credit score these days⁠—perhaps through a paid subscription toEquifax CanadaorTrans Union Canada, or through free offerings from your bank, or other entities such as...

Joy Beauchamp || July 22, 2021

Update to Canada’s Mortgage Qualifying Rules Explained

Earlier this summer, new changes were announced for the federal mortgage stress test, shifting the ground again in terms of how much house new and seasonedhome buyersare qualified to purchase.In...

Joy Beauchamp || July 19, 2021

Will High Inflation Prove to be Temporary? The Bank of Canada Thinks So.

Inflation in Canada is now expected to run a full percentage point above the Bank of Canada’s (BoC) target of 2% through the end of the year. But the central bank believes—for now at least—that...