Let's Chat: 306-280-0054
TMG The Mortgage Group
Boutique Style Mortgage Experience
I'm Your Mortgage Matchmaker
My job is to hear your story and match you to the right mortgage for your lifestyle. I work with a variety of banks and mortgage lenders, negotiating all of the terms on your behalf. Whether you're purchasing a home, looking to refinance, or renew, I'm here for you every step of the way! I'm passionate about helping first-time home buyers on the journey to homeownership, and I love helping clients set and reach their financial goals. I'm available 24/7 to my clients. Have a question? Let's talk!

I was a first-time homebuyer too! At 23 years old, I purchased my first home in Saskatoon, on my own. It had an income suite and it started my journey as both a property owner and as a rental housing provider. I worked with a mortgage professional at TMG and I loved the process. It meant so much to me to own my own home and build my life, I began the steps to become a licensed mortgage professional myself. Homeownership is a major accomplishment that should be celebrated. Now let's get to it!

Saskatoon is a great place to buy a home! Check the blog for things to do in the city. 

Welcome to my website! Please watch this 1-minute video first to get started.

How to choose the right mortgage lender

There are a variety of lenders to work with - choosing the right lender and product based on your own situation can save you thousands of dollars in penalties.  

Q: When is the best time to buy a home?

A: When the timing is right for you!

Click here for Joy's latest videos.

  • It's all about you
    I don't work for any specific bank or lender, I work for you. I tell your story and connect you to the best mortgage lenders in Canada.
  • No waiting on hold
    Forget waiting for an appointment or waiting on hold. Text my cell number at 306-280-0054 to get started.
  • My services are free
    There is no cost to use my services. I work for you, for free. My services are paid by commission by mortgage lenders.
Homeownership should be celebrated
It's about you! Your mortgage, your home, your life. Why not explore all of the options with a professional?
Get started with your application now!
I'm here to help with your mortgage needs. Refinancing, new home purchases or mortgage renewals.
The Rates, Today
Here's an example of the lowest rates available today. *Note* The lowest rate is not always the best product, so it's important to discuss your future plans to avoid any unnecessary penalties and fees in the future.
How Much Can You Afford?
Use this mortgage calculator to help you figure things out
They said yes to the house!
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Let's talk

Get in touch with me today for your free consultation!

Whether you're looking for a first mortgage, refinancing your current home, or just researching your options, I'm here to help.