Saskatoon Mortgage Professional

Joy Beauchamp || February 23, 2023

Do mortgages vanish when people pass away?

The short answer is no. It may seem like a morbid thought, but the fact is, for most people, their mortgage is the largest debt they’ll carry in their lifetimes. As a result, many...

Joy Beauchamp || February 06, 2023

British Columbia’s “cooling-off period” now in effect

As of January 1, 2023, British Columbia became the first jurisdiction in Canada to implement a rescission period for real estate transactions, also known as a "cooling-off period.” The amendments...

Joy Beauchamp || January 30, 2023

Bank of Canada hikes rates by 0.25%, but is now likely to hit the pause button

The Bank of Canada delivered its eighth consecutive rate hike on Wednesday, January 25, but said it would likely now pause to assess the impacts of its rate hikes to date. As expected, the Bank...

Joy Beauchamp || January 13, 2023

Your First Mortgage Renewal

What you need to know about your first mortgage renewal:Congrats! You've made it through your first mortgage term. This means you've got some options available to you that are worth considering.Your...